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<title>eToro vs UK Competitors: CFDs, Crypto, Stocks Pricing Comparison (2026)</title>
<meta name="description" content="UK FCA-regulated brokers pricing comparison: eToro, IG, Plus500 & more. CFD spreads, stock commissions, crypto fees, financing, FX rates. Updated Feb 2026.">
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<h1>eToro vs Top UK Competitors</h1>
<p>Pricing Comparison: CFDs, Crypto, Stocks, Financing & FX Rates (FCA-Regulated, Feb 2026)</p>
<a href="https://www.etoro.com/" class="cta" target="_blank">Open eToro Account</a>
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<section>
<h2>Quick Summary</h2>
<p><strong>Cheapest Overall:</strong> Pepperstone (raw CFD spreads), eToro/XTB (stocks/crypto). <strong>Most Expensive:</strong> Spreadex (fixed spreads), some high financing.</p>
<p>eToro stands out for 0% stock commissions (spread-based), competitive crypto (1%), full multi-asset access. Data from official sites—<strong>always verify current rates</strong>.</p>
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<h2>CFDs: EUR/USD Average Spread</h2>
<table>
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<tr><th>Broker</th><th>EUR/USD Spread</th></tr>
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<tr><td class="etoro">eToro</td><td>1 pip</td></tr>
<tr><td>IG</td><td>0.6 pips</td></tr>
<tr><td>Plus500</td><td>0.6 pips</td></tr>
<tr><td>CMC Markets</td><td>0.7 pips</td></tr>
<tr><td>Capital.com</td><td>0.6 pips</td></tr>
<tr><td class="cheapest">Pepperstone</td><td>0 pips + £3.5/lot</td></tr>
<tr><td>AvaTrade</td><td>0.9 pips</td></tr>
<tr><td>XTB</td><td>0.1 pip + £8/lot</td></tr>
<tr><td>Saxo</td><td>0.4 pips</td></tr>
<tr><td>City Index</td><td>0.5 pips</td></tr>
<tr><td class="expensive">Spreadex</td><td>1 pip fixed</td></tr>
</tbody>
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<h2>CFD Financing: GBP/USD Overnight Long (% per day)</h2>
<table>
<thead><tr><th>Broker</th><th>Overnight Fee</th></tr></thead>
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<tr><td class="etoro">eToro</td><td>~-2.9%</td></tr>
<tr><td>IG</td><td>Interbank -0.8% + 0.5% admin</td></tr>
<tr><td>Plus500</td><td>~-2.5%</td></tr>
<tr><td>CMC Markets</td><td>Interbank +0.5%</td></tr>
<tr><td>Capital.com</td><td>~-2.9%</td></tr>
<tr><td>Pepperstone</td><td>Interbank</td></tr>
<tr><td>AvaTrade</td><td>~-2.9%</td></tr>
<tr><td>XTB</td><td>~-2.5%</td></tr>
<tr><td>Saxo</td><td>Interbank</td></tr>
<tr><td>City Index</td><td>Interbank</td></tr>
<tr><td>Spreadex</td><td>~-3%</td></tr>
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<h2>Stocks: US AAPL Commission</h2>
<table>
<thead><tr><th>Broker</th><th>Commission</th></tr></thead>
<tbody>
<tr><td class="etoro cheapest">eToro</td><td>$1-2 (some exchanges)</td></tr>
<tr><td>IG</td><td>0.1% min £10</td></tr>
<tr><td>XTB</td><td>0% (<£100k/mo)</td></tr>
<tr><td>Saxo</td><td>£3 tiered</td></tr>
<tr><td>CMC Markets</td><td>0.1% min £9</td></tr>
<!-- Others CFD-only, N/A -->
</tbody>
</table>
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<section>
<h2>Crypto: BTC Spread</h2>
<table>
<thead><tr><th>Broker</th><th>Spread</th></tr></thead>
<tbody>
<tr><td class="etoro">eToro</td><td>1%</td></tr>
<tr><td class="cheapest">Capital.com</td><td>0.5%</td></tr>
<tr><td>IG</td><td>~0.5%</td></tr>
<tr><td>CMC Markets</td><td>0.5%</td></tr>
<tr><td>Saxo</td><td>0.5%</td></tr>
<tr><td>Plus500</td><td>1%</td></tr>
<tr><td>AvaTrade</td><td>1%</td></tr>
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<h2>FX Conversion Rate</h2>
<table>
<thead><tr><th>Broker</th><th>Rate</th></tr></thead>
<tbody>
<tr><td class="etoro">eToro</td><td>0.5-1.5% (tiered)</td></tr>
<tr><td class="cheapest">Saxo (VIP)</td><td>0.25-1%</td></tr>
<tr><td>IG</td><td>0.5%</td></tr>
<tr><td>Pepperstone</td><td>0.6%</td></tr>
<tr><td>CMC/Capital/IG</td><td>0.5%</td></tr>
<tr><td class="expensive">Spreadex</td><td>1%</td></tr>
</tbody>
</table>
</section>
<div class="sources">
<h3>Sources</h3>
<p>Official broker sites (eToro.com/fees, IG.com/charges, etc.), BrokerChooser, FXEmpire (Feb 2026). Rates approximate/average; min spreads quoted where applicable. Commissions round-trip unless noted. Always check live quotes.</p>
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<div class="disclaimer">
<p><strong>Risk Warning (FCA):</strong> CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. <strong>71%</strong> of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money. Cryptoassets are volatile. <a href="https://www.etoro.com/trading/fees/" target="_blank">Full details.</a></p>
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